Reality, Lack of Money, law graduate, Law School, Unemployment ? The first thing I’ll note is that this piece focuses on recent graduates, when I say recent I refer to those who graduated in the past four years, primarily when the economic collapse occurred until now. This problem has been pervasive for decades and band- aiding it with non- profit centers while students have nearly mortgage- sized debt and no ability to pay or discharge the debt will not cure the law school malady. Here’s an excerpt: And it gets worse still. There are a surprising number of job postings for lawyers that offer no salary at all, including government law jobs. That raises the question — as one headline put it — “Would You Work as a Federal Prosecutor — For Free? Being unemployed — or working at minimum wage — is rough in the best of circumstances. But it is especially crippling for students who get out of school with six- figure debts that are not dischargeable in bankruptcy. The average debt load for law school graduates is now over $1. My favorite part is: Prospective law students are already responding to the dismal job market. Applications to law school are expected to hit a 3. Some law schools have responded by shrinking their class sizes, and there have been predictions that in the not- too- distant future some lower- ranked law schools might have to close entirely. The message is beyond clear, it is translucent: Do not go to law school, it simply is not worth it (and stop being rude to those who did years ago, we were trying to make better lives for ourselves but apparently it was based on a lie). Submit data corrections for Life's Mockery - Robert F. Mockery of Life Item Level 810 Binds when picked up Fel Artifact Relic +32 Item Levels +1 Rank: Minor Trait. Definition of mockery in the Idioms. This trajectory culminates in Doctor Faustus's repellent theological cruelty and Hero and Leander's sadis tic mockery. NC, delivered this Friday speech on Mockery of the Prophet. After hearing all these stories from the Prophet's(Sal Allahu Alahi Wasalam) Life, we come to the conclusion that if Prophet Muhammad (Sal Allahu Alahi. Define mockery: behavior or speech that makes fun of someone or something in a hurtful way . First Known Use of mockery. Get the word out, don’t let your son, daughter, sister, brother become a victim of joblessness, insurmountable debt. Just tell them “say no” to law school–they’ll thank you in the long run. Reality, Investment, Lack of Money, law graduate, Law School, Unemployment . Wow, the magazine that is all about investing, making money, describing the wealthiest people around the world telling you law school is a bad investment. May we say told you so? We already witnessed The New York Times and the Wall Street Journal joining in the protest of . I must say this is great! The news for would- be attorneys keeps getting worse. According to analysis from the Wall Street Journal released yesterday, only 5. The other 4. 5% may be unemployed, working at Starbucks or starting their own law school hateblogs. LOVE IT. The message that law school is no longer a sure bet when it comes to employment security and financial prosperity finally seems to be sinking in for potential students. In the last two years, the number of law school applicants has dropped by almost a quarter and the number of LSAT tests administered by the Law School Admissions Council has declined by 1. How long we’ve been writing about this? False assurance of upward mobility, excessive debt, financial indentured servant status. You either have to be a parapalegic, suffer under a severely disabling disease or die for a bank/Sallie Mae to CONSIDER fully discharging your student loans. Department of Education, the Federal Trade Commission (Truth in Lending Act) and other federal departments/agencies take a stand. That’s how they were able to get Congress to change the bankruptcy laws so discharging student loans is nearly impossible. Welcome to financial indentured servitude. The text of the article is below: Behind the curtain of student loans By: Dorothy Hae Eun Min Last month, a former law student won a bid in bankruptcy court to discharge nearly $3. Asperger syndrome rendered her unable to repay the loans. Bankruptcy Court for the District of Maryland found that Carol Todd, who attended (the University of Baltimore School of Law, met the difficult burden of showing that she would suffer undue hardship if forced to repay her debt. She received an associate degree at Villa Julie College (now Stevenson University) and a bachelor’s degree at the College of Notre Dame of Maryland (now Notre Dame of Maryland University). She began attending law school in 1. She went on to obtain a master’s degree from Towson University and a Ph. D. She filed for Chapter 7 bankruptcy in 2. Todd pursued success in education “as a stepping stone toward a measure of liberation. The difficulty of proving undue hardship —the majority of claims are unsuccessful — and of discharging student loans has prompted the National Association of Consumer Bankruptcy Attorneys to call on Congress earlier this year to pass legislation that would allow graduates to discharge loans taken out from private lenders, including for- profit companies such as banks and student loan behemoth Sallie Mae. Similar legislation has been submitted over the past two years by Congressional Democrats without making much progress, but NACBA holds hope that this will change soon. While Todd’s story raises questions about undue hardships to borrowers due to a permanent mental disability, what does this mean for any changes to legislation when it comes to a borrower who suffers a permanent physical disability that ultimately prevents him or her from holding down a stable job to pay off student loans? Will Carol’s court decision cause lenders to increase scrutiny on prospective students with disabilities? What if the borrower is the victim of a tragic accident that leaves him in a coma? What happens when the borrower dies, but has a parent co- sign the loan? That’s Christopher Bryski’s story. Bryski was a college student at Rutgers University when he suffered a traumatic brain injury in 2. He was in a coma for two years before passing away in 2. To facilitate taking out private student loans for college, his father co- signed on the loans for him. Because his father co- signed on Christopher’s student loan from Key Bank, he was obligated to continue to make payments under the terms of the private loan agreement. He paid more than $2. Key Bank finally forgave the loan this past April, but not before the Bryski family struggled for six years after Christopher’s death to make payments and started a Change. What are your thoughts on these issues? In a volatile economy, many individuals seek further education to improve their prospective job opportunities. Should student loan companies provide more transparency to borrowers with regard to accidents and disabilities that could cause them to have trouble making payments? The court in the first story may have granted the discharge with additional consideration that with all these degrees, one unaccredited and another (law degree) from a TTTT law school, there was no way she would be hired to pay off the debt. Reality, Investment, Lack of Money, Law School, Unemployment . They are oppressive and there seems to be no end in sight for their billing tactics. We all know that recently a lawsuit was filed against Sallie Mae, SLM and subsidiaries for violating federal law. One of the options for damages is to have your student loan balance reduced instead of receiving an actual monetary award. Let’s see all of the billions of dollars in student debt, billions of consumers/students’ whose privacy rights were violated, attorney fees, court costs. I think each student will have a calculable $1. Anyway, I was behind on the private student loans of which I have two (2). Scrimping and sacrificing to make my account current. For some reason most of the customer service representatives are vindictive women who hate their lives and take joy in making you deal with them. The other day I set up an auto payment and made a sigh of relief. This rude and cantankerous woman chuckled, literally in my ear and said even with these payments you are . She actually had joy that I was still a little late on the most current payment. These people are sick and I’m sure they train their staff to the lowest customer service representative to the CEO that student borrowers are commodities which can be bundled (consolidated), traded (sold) and mocked. I say do whatever you can to pay off any private loans you have and let them see a grand reduction in student loan debt. Let these customer service representatives lose their jobs and see how it feels to struggle with barely anything to try to do the right thing while this corporate monstrosity makes a mockery of your effort. That my dear, will be karma. Reality, Investment, Lack of Money, law graduate, Law School, Unemployment ? More lawyers of color a law school priority (Daily Planet, 0. When an industry is failing that’s when they desire more people of color–so they can take them down with them. A year ago I posted an article regarding this issue and apparently it is being revisited. Listen wisely people of color, especially Blacks. Do not allow propaganda, rhetoric and false promises deceive you into attending law school. Let’s look at the facts: *Law school tuition increases, while unemployment in the legal industry steadily decreases.*Since the 2. U. S. For Black Americans specifically it was a consistent 1. When things are bad, they are really bad for Blacks.*Unemployment as of last week continued to worsen in the public sector (federal and state government), because as one news article reported the bulk of Black unemployment is in this sector. Translation: whites in the mid to Big. Law firms have always been hesitant if not blatantly refuse to hire you. For those wise enough to apply to Yale or Harvard, a white male from the same alma mater will still win over you.*The average law student must take out student loans: No ifs, ands, or buts. So an average person of color from working class or middle class will never have ALL of their tuition/fees paid by non- dischargrable Sallie Mae debt. Should you be able to find a job upon graduation, know that you will not make $1. Since state and federal government have continued to shrink its workforce, by the time new 0. Ls apply there will be even less jobs in that sector. This industry wants to get as many people of color mired in debt. Use your critical thinking skills and common sense. Life's Mockery - Wikipedia. From Wikipedia, the free encyclopedia. Life's Mockery is a 1. Robert F. Hill and starring Betty Compson. It was produced by independent studio Chadwick who also distributed.
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